How to Help Your Adult Kid Financially Without Becoming the Bank: 5 Moves Before You Set Any Limits
A couple of weeks after my last piece, I called my sister-in-law Karen about something unrelated — a holiday plan that was getting complicated. Halfway through the call, the conversation drifted, the way these calls do, and she mentioned, almost off-handedly, that she still hadn't talked to Hannah about the phone bill. "I keep meaning to bring it up," she said. "And then I think — what would I even say?" I sat with that question for a long time after we hung up. Because I realized that's the actual question. Not whether to keep helping. Not how much. But how do you START the conversation when nothing's broken and the help has been quiet for years? Last week I wrote about the five hidden categories most parents don't recognize as support — the phone lines, the insurance, the streaming logins, the "I'll just pay" moments that quietly add up to nearly $1,500 a month for the average American family that's supporting an adult ch...